Terms of Service: Your Agreement with Modern Edge Capital

Welcome to Modern Edge Capital

At Modern Edge Capital ("we," "us," or "our"), we’re dedicated to helping you secure your financial future through expert retirement planning and wealth management. These Terms of Service ("Terms") govern your use of our website at https://www.modernedgecapital.com (the "Service"). Take a moment to review them—they’ll take about 20 minutes to read. Together with our Privacy Policy (found at https://www.modernedgecapital.com/privacy), these Terms form your agreement with us. By using our Service, you confirm you’ve read, understood, and agree to be bound by them. If you don’t agree, please email us at [email protected] so we can assist you further. These Terms apply to all visitors and users of our Service.

Communications

When you create an account, you’ll receive newsletters, updates, and promotional materials about our retirement planning and wealth management services. Opt out anytime via the unsubscribe link or by emailing [email protected].

Purchases

To access certain services (e.g., personalized financial plans), you may need to provide payment details like credit card information and billing address. You confirm you’re authorized to use these payment methods and that your information is accurate. We use trusted third-party processors, sharing your data as outlined in our Privacy Policy. We may cancel orders due to availability, pricing errors, or suspected fraud, at our discretion.

Promotions and Referral Program

Fee Changes

We may adjust service fees at our discretion, notifying you before the next billing cycle. Continued use after a change means you accept the new fees. Paid fees are non-refundable unless required by law.

Your Content

You may share content (text, files, etc.) through our Service. You’re responsible for its legality and accuracy, granting us a license to use, modify, and distribute it to provide our services. We may monitor or remove content but aren’t liable for it. Our original content is protected by U.S. copyright and trademark laws—don’t use it commercially without permission.

Prohibited Uses

Use our Service lawfully and respectfully. Don’t violate laws, harm minors, send spam, impersonate others, or disrupt functionality (e.g., via viruses or bots). We may suspend access if you violate these rules.

Text Messaging

Opt into SMS for account updates and service info. Frequency varies; reply "STOP" to unsubscribe instantly. Standard rates apply—carriers aren’t liable for delays. Your mobile data stays confidential, shared only with providers for delivery purposes.

Age Restriction

Our Service is for users 18+ only. By using it, you confirm you’re of legal age and authorized to agree to these Terms.

Accounts

Create an account with accurate info and keep your password secure—you’re responsible for all activity under it. Notify us at [email protected] of any breaches. We may terminate accounts for inaccurate data or violations, at our discretion.

Intellectual Property

Our Service’s content (excluding yours) is owned by Modern Edge Capital and protected by law. Don’t reproduce it without consent. Report copyright issues to [email protected] per DMCA guidelines.

Feedback

Share suggestions at [email protected]. We may use your feedback freely without obligation, retaining no liability for similar ideas we develop independently

Third-Party Links and Analytics

We use Google Analytics (see https://policies.google.com/privacy) to track usage. Links to external sites aren’t our responsibility—review their terms before use.

No Warranties

Our Service is provided "as is." We don’t guarantee its accuracy, reliability, or availability. Use it at your own risk—legal exceptions apply where warranties can’t be disclaimed.

Liability Limits

We’re not liable for indirect or consequential damages from Service use, beyond what you’ve paid us, unless law prohibits this limit. Some states may not allow these exclusions.

Termination

We may suspend or end your access anytime for any reason, like a Terms breach. You can stop using the Service to terminate. Key provisions (e.g., disclaimers) survive termination.

Governing Law

These Terms follow Pennsylvania law, ignoring conflict-of-law rules. Unenforceable provisions don’t affect the rest.

Changes to Terms

We may update these Terms, posting changes here. Continued use means you accept them— check back often.

Acknowledgment

Using our Service confirms you agree to these Terms. Questions? Contact us at [email protected] or 786-6184278